The purpose of Personal Income Protection Cover is to provide a regular income if you are unable to work due to illness or injury for a certain period of time and you suffer a loss of earnings as a result.
You must be totally unable to perform the essential duties of your normal occupation and not be engaging in any other occupation. Personal Income Protection is designed solely to provide protection benefits and there is no surrender value payable at any stage under the policy.
At the time of a claim, your earnings must be at the level that justifies the amount of cover you have chosen. If not, you will receive a reduced benefit.Full details relating to the maximum amount of income protection benefit that will be paid if you make a claim are contained in the Policy Conditions booklet.
Cap Finance & Investments has agency agreements with the majority of the regulated Product Producers operating in the country. We will research on your behalf for the most suitable product based on your specific set of circumstances
Call us now on 01 234 3720 to discuss in more detail.Back to Personal Protection